So far, we have been looking for ways to make cuts without making huge dents in our current standard of living. As we begin making progress in paying down our credit cards, perhaps we will be more and more likely to make appropriate cuts.
Phone: We cut our ATT bill from 55 to 35 by dropping our home phone and managed to upgrade our DSL speed in the process!
TV: It's a good thing for us to have increased DSL speed because we canceled our Dish Network service with DVR for 45/month and replaced it with a computer hooked up to the TV offering us free Hulu programming and adding back 15/month for Netflix service with 2 DVDs at a time and unlimited access to Netflix online.
Car Insurance: We went to liability only on both cars. Neither is worth a whole lot (both were purchased with cash) so this was the right decision for us. Not that it doesn't make me a little nervous. (Bad driver - you have been warned!) :)
Cells: With all my husband's dealings on Craigslist, he found he was often being texted by customers. We added the $10/month for unlimited texting and saved an average of 15-20 bucks a month. Go figure. I suppose I should be honest. They are Blackberries. We are not prepared to get rid of them yet. I love having them. Perhaps over time, but once again, we dropped our home phone so we will have to have solid cell service regardless of smartphone capabilities.
So far this is all we have accomplished. I am still looking for opportunities to chip away at our bills, as they are higher than we feel they should be.
Any tips you would like to share? What have YOU done to shrink your bills?
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